1. Introduction
Welcome to Little Clouds Mindset Navigator. By using our website and services, you agree to comply with and be bound by the following terms and conditions of use. Little Clouds Mindset Navigator provides life coaching services for educational and entertainment purposes only.

2. Acceptance of Terms
By accessing and using Little Clouds Mindset Navigator, you accept and agree to be bound by these Terms and Conditions and our Privacy Policy.

3. Changes to Terms
We reserve the right to change these Terms and Conditions at any time. It is your responsibility to review these terms regularly.

4. User Responsibilities
You agree to use our website and services only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the site and services.

5. Account Registration and Security
When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding your password and any activities under your account. Notify us immediately of any unauthorized use of your account.

6. Intellectual Property
All content on this site, including text, graphics, logos, and images, is the property of Little Clouds Mindset Navigator and is protected by intellectual property laws, except for user-generated text and pictures in our community, which remain the property of their respective owners. Unauthorized use of any content is prohibited.

7. User-Generated Content
Users may post content on our site. You agree not to post content that is offensive, defamatory, or infringes on intellectual property rights. Harassment or abuse toward another person or entity is strictly forbidden under a zero-tolerance policy. This includes harassment or abusive behavior, whether written, digitally relayed, or verbal. Any abusive behavior toward others will result in immediate suspension or termination of your account or access to group coaching. Termination of your account will NOT result in a refund of payment for services rendered or payments made for a particular session if that session has already begun. We reserve the right to block future access of an account or IP address if harassment or abusive behavior is in violation of these terms and conditions. We are not responsible for user-generated content.

8. Inclusivity and Support
Little Clouds Mindset Navigator is a sex-positive and inclusive coaching service. We support the LGBTQIA+ and minority communities. Harassment or abuse toward another person or entity is strictly forbidden under a zero-tolerance policy.

9. Privacy Policy
Our Privacy Policy explains how we collect, use, and protect your information. By using this site, you consent to the processing of your data as described in the Privacy Policy.

10. Limitation of Liability
Little Clouds Mindset Navigator will not be liable for any damages arising from the use of this site and our services.

11. Termination
We may terminate or suspend your account immediately for any breach of these terms. Termination of your account does not entitle you to a refund.

12. Governing Law
These terms are governed by and construed in accordance with the laws of the state of Arizona and the United States.

13. Dispute Resolution
Any disputes arising under these terms will be resolved through mediation or arbitration.

14. Modifications
We reserve the right to modify or replace these Terms at our sole discretion. If revisions are material, we will provide at least 30 days’ notice.

15. Educational and Entertainment Purposes
The services provided by Little Clouds Mindset Navigator are for educational and entertainment purposes only. They are not intended as a substitute for professional medical advice, diagnosis, or treatment.

16. Payment Terms
Payments for services provided by Little Clouds Mindset Navigator are processed securely through our Wix website. Users are required to provide accurate payment information and ensure sufficient funds are available.
- Payment Schedule: Payment for coaching is due at the beginning of each month.- *
 
Cancellation and Refund Policy: If you need to cancel your coaching sessions, please provide at least two weeks' notice. Refunds for the current month may be available at our discretion, provided the cancellation is deemed appropriate and there are no outstanding issues. If you are not receiving coaching, simply do not return to the website. Refunds are not guaranteed and are assessed on a case-by-case basis.

17. User Conduct
You agree to use our website and services only for lawful purposes and in a manner that does not infringe on the rights of, restrict, or inhibit anyone else’s use and enjoyment of the site. Prohibited activities include, but are not limited to:

- Harassment: Engaging in harassment, abuse, or harm towards others, whether written, digitally relayed, or verbal.
- Spamming: Sending unsolicited messages or content.
- Hacking: Attempting to gain unauthorized access to our site, servers, or networks.
- Impersonation: Misrepresenting your identity or affiliation with any person or entity.
- Unlawful Behavior: Engaging in any activity that is illegal or violates any local, state, national, or international law.

Violation of these conduct rules may result in the immediate suspension or termination of your account without notice and without refund. We reserve the right to block access from any account or IP address involved in such violations.

18. Disclaimer of Warranties
Our services are provided "as is" without any warranties of any kind. We do not guarantee that the site will be error-free or uninterrupted.

19. Indemnification
You agree to indemnify and hold Little Clouds Mindset Navigator harmless from any claims, damages, or expenses arising from your use of our services.

20. External Links
Our site may contain links to third-party websites. We are not responsible for the content or practices of these websites.

21. Children's Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that a child under 18 has provided us with personal information, we will take steps to delete such information.

22. Severability
If any provision of these terms is found to be unenforceable or invalid, the remaining provisions will continue to be valid and enforceable.

23. Entire Agreement
These terms constitute the entire agreement between you and Little Clouds Mindset Navigator regarding the use of our services and supersede any prior agreements or understandings.

24. Contact Information
If you have any questions about these Terms and Conditions, please contact us at LittlecloudsMN@gmail.com